Snow tires can be a huge benefit to your bottom line and your peace of mind. And there’s no better time to be talking about them than BEFORE you need them.
“What are snow tires and why do I need them?”
Snow tires (also called winter tires) are a separate set of tires that you can buy and put on your car specifically for the winter months to drastically increase traction in the snow, rain, and ice.
Then come spring time, you swap them out for your summer tires.
“But I have all-season tires.”
Technically, your all season tires will work in winter. Until they don’t.
Snow tires drastically outperform even the best all-season tires. They are made of a different material and have special treads.
Snow tires are made of a softer rubber that provides better grip to the road in temperatures below 45 degrees Fahrenheit / 7 degrees Celsius. They also have a more aggressive tread pattern than standard all-season tires to plow through snow.
Because of this, you should not drive with snow tires in the summer; the hot pavement will ruin them or could cause a blowout.
In the winter months, however, they are a life saver (literally!).
Plan to get all 4 new snow tires if you choose this. It may sound like a bit of a hassle to have two full sets of tires, but after driving for 10 years without them, and now having had them for 5 years, I can confidently say snow tires really work.
How Snow Tires Can Save You Money and Stress
Having grown up in Michigan, I’ve experienced enough winters and enough snow to last me a lifetime. For those of you in the same boat as me, (or car rather), I know you’ll agree that driving somewhere during even a light snowstorm can be a huge hassle.
Snow tires can eliminate that sense of dread.
In fact, when I see a few fresh inches of snow on the ground, I almost looked forward to getting in my car and passing all the cars in the ditch. Schadenfreude isn’t healthy, but sometimes you just can’t help it.
It’s Like Turning Your Front-Wheel Drive Car Into an All-Wheel Drive Car
If you don’t own a vehicle with all-wheel drive (AWD), snow tires can be an incredible improvement to your winter driving experience.
Most sedans are front-wheel drive (FWD), and even many SUVs can be FWD.
A lot of drivers on the road are oblivious to the differences and they think just because they have an SUV they are immune to slippery snow conditions. Many people in northern states buy an SUV with all-wheel drive simply because they have anxiety about snowy roads.
That’s a fair concern, and if you can afford that as an option, great. But if purchasing a new AWD sedan or SUV isn’t in your budget, you may want to consider getting winter tires instead allowing you to safely drive a FWD car in winter.
FWD Cars Have a Lower Up-front Cost
Whether a sedan or SUV, all-wheel drive systems in vehicles are more complicated and require more parts. This means the sticker price at the dealership is higher than a comparably equipped front-wheel drive car.
FWD Cars Have a Lower Total Cost of Ownership
The repairs and replacements you make over the lifetime of an AWD car will both be higher than a similar front-wheel drive car.
Snow tires are a great option if you can’t (or just don’t want to) shell out all the extra cash just to have more confidence on the road.
FWD Cars Get Better Gas Mileage
AWD cars send power to all 4 wheels and both axles all the time or at least some of the time with more advanced systems. This additional power consumption leads to higher gasoline or battery usage.
If you have a long commute in the summer, when AWD is doing nothing for you, your AWD car will cost more. Keeping your FWD car and getting a good set of snow tires can pay for themselves very quickly with less trips to the pump.
More ways to save money:
Snow Tires May Prevent an Accident
Not only is an accident or sliding into a ditch a perfect way to ruin your plans for that day, it’s super expensive, too!
You may get a ticket if you are at fault, your insurance premiums will increase, and you may need to pay some out-of-pocket money to repair your vehicle.
The safety and peace of mind that comes from having better control over your vehicle in the snow is hard to put a price on.
Snow Tires Will Increase the Length of Time You Can Use Your Summer Tires
You are essentially putting half the miles on each set of your tires, so both sets will last longer. And if you buy an extra set of wheels, your nice summer rims won’t be subject to rust and corrosion from all the salt and mud inherent to winter driving.
The Downside to Snow Tires
The main downside to this system is you’ll need to actually schedule an appointment at a tire shop once in the fall and once again in the spring to do the swap each year.
However, many retailers such as Discount Tire and Belle Tire have entire businesses that revolve around this task so it’s gotten pretty user-friendly in recent years.
They will even store your tires in their own warehouses so you don’t need to keep them at home and transport them. This may be helpful if you live in a small apartment. I found it wasn’t a hassle to keep them in my basement.
Your mileage may vary. (Get it?)
Picking Your Snow Tires
I’m definitely no expert on the pros and cons of the different winter tire brands. I simply am speaking from experience when I say they make a world of difference.
I personally owned Bridgestone Blizzaks for my Ford Focus which were top of the line and worth every penny.
I am not exaggerating when I tell you I could comfortably drive through almost any amount of snow, often times with more control than the trucks and SUVs around me.
Tirerack.com is a reputable tire supplier and you can learn more about the various options for your car there. I also used Discount Tire because they only deal with tires. You can get in and out much quicker there because they aren’t in the business of oil changes or any other time-consuming car repairs.
Even after accounting for the cost of the snow tires (and extra set of wheels if you choose) the overall cost and safety of your FWD sedan or SUV with snow tires will be better than a similarly equipped AWD vehicle without snow tires.
It may also allow you to forego buying a new car for a few years which can save you thousands more.
Happy driving and may all your winter commutes look like this!
Sign up for our weekly newsletter (we do not spam your inbox or sell your information):
You Don’t Need to Invest in AI to Invest in AI
Not using artificial intelligence tools in life will be like not using a calculator in math class. Sure you can do it, but almost no one will because it will be impractical and put you at a disadvantage to everyone else. Here’s how you can invest in the AI revolution. (6 min read)
Don’t Sleep, There Are Snakes
Thinking about the world in a different way is almost impossible, especially as we get older. Four lessons on finance and life from a culture very different than your own. (5 min read)
Don’t Let Your Financial Life Become More Water Than Oil
In the 1960s, Allied Crude Vegetable Oil Company was engineering a corporate scandal that makes mismanaging risk at a regional bank seem quaint. And no, the scandal wasn’t their horrendously boring name. Ba-dum-tss! (5 min read)